About First Community Bank of America

First Community Bank of America is a locally owned financial institution with offices in Charlotte, Hillsborough, Pasco, and Pinellas Counties. Established in 1985, the Bank offers a complete array of banking services to individual and business customers along the West Coast of Florida. As of September 30, 2008, First Community Bank's assets were over $475 million.

Local Decisions

Our belief is that a community's banking needs are best served by local decision makers. That's why each regional bank operates locally, with its own President and Board of Directors, to meet the unique needs of the communities they serve. Together, our banks form a foundation offering exceptional financial strength, distinct local focus and a variety of banking services backed by technology superior to most "big" banks.

Community Banking at its Best

First Community Bank provides highly personalized, quality banking service while developing loyal customer relationships. It is our goal to go beyond our customers' expectations each and every time they are served.

We continually strive to develop new services like our Cash Management program for businesses and our 1031 Exchange services, at the same time maintaining our commitment to outstanding personal service.

Our employees are our most important resource. Each and every employee is a knowledgeable, professional, community banker and we are committed to their continued training and development. They take pride in providing individual, personal attention regardless of account size. We are very proud of our employees and of their ongoing contribution toward the Bank's successes.

Convenience

First Community Bank customers can choose the ultimate convenience of banking from their own homes through Internet Banking, or by using the TeleBanc Automated Customer Information Line. And, of course, Bank By Mail services are always available. Conveniently located ATMs and VISA Debit Cards give our customers additional access to their funds 24 hours a day. First Community Bank offices include lobby and drive-thru services, as well as on-site parking.

Community Development

We are committed to improving the communities in which we live and work by supporting non-profit organizations that promote solutions to affordable housing and community development. Our employees devote volunteer time and resources each year to be involved in community activities, working with those from kindergarten age to senior citizen. They lend their expertise to non-profit organizations in their neighborhoods by serving on boards and committees, and partnering with these agencies to provide funds and educational resources.

5-Star Rating & Sm-All Stars

First Community Bank of America has achieved the highest rating of a "5-Star" bank by Bauer Financial, and was named to the Sandler O'Neill Sm-All Stars Class of 2007.The objective of the Sm-All Stars is to identify the top 24 performing small-cap banks and thrifts in the nation.Bauer Financial is a nationally recognized, independent, bank-rating company, and Sandler O'Neill + Partners, L.P. is recognized throughout the United States as a leader in providing investment banking services.