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Basic Business Checking | Commercial Checking | Business Interest-Bearing Checking
Business Money Market | Business Investment Savings | Business Savings
Lockbox Checking | Cash Management

BUSINESS ACCOUNTS

BASIC BUSINESS CHECKING
A fee-free account for those who maintain the low average monthly balance required and process no more than 150 items* per month.
  • Free Online Banking Available
  • Free Bill Payment Available
  • Free Image of Cancelled Checks Returned Monthly
  • Free, First 150 Items* Processed per Month
$100 Minimum to Open
Monthly service charge of $10.00 if balance falls below average available balance of $1,500 during each statement cycle
$0.25 each item* over 150 per month

COMMERCIAL CHECKING
For businesses that process over 150 items each month and/or maintain multiple checking accounts with higher balances.
  • Free Online Banking Available
  • Free Bill Payment Available
  • Free Image of Cancelled Checks Returned Monthly
  • Courier Service Available
  • Multiple Checking Accounts may be Combined to Analyze Total Account Fees
  • Receive an Earnings Credit Allowance (rate is subject to change monthly) based on your monthly available balances less 10% reserve requirements to reduce or eliminate fees and service charges
$100 Minimum to Open
Monthly service charge of $13.00
$0.30 for Deposits/Credits
$0.15 for Paid Items (Checks/Debits)
$0.11 for Deposited Items
Other applicable business service fees may apply.

BUSINESS INTEREST-BEARING CHECKING
For Sole Proprietor or Non-Profit Organizations and Government Entities.
  • Earn Competitive Interest Rates
  • Free Online Banking Available
  • Free Bill Payment Available
  • Free Image of Cancelled Checks Returned Monthly
  • Free, First 150 Items* Processed per Month
$100 Minimum to Open
Monthly service charge of $12.00 if balance falls below average available balance of $1,500 during statement cycle
$0.25 each item* over 150 per month

LOCKBOX CHECKING
For users of our fully-automated, web-based, retail lockbox services.
  • Competitive Interest Rates (for Non-Profit Organizations)
  • Free Online Banking Available
  • Free Bill Payment Available
  • Free Access to Web-Based Lockbox System, with daily deposit activity and imaged deposited items
  • No Monthly Service Charges or Analysis Fees (subject to certain balance requirements)

BUSINESS MONEY MARKET
Earn interest on tiered balances with the convenience of limited check writing.
  • Money Market Interest with a $2,500 Minimum Balance
  • Free Online Banking Available
  • Higher Interest Rates Paid Based on Tiered Balances
  • Six Withdrawals or Transfers, three of which may be by check, allowed per statement cycle
  • Monthly Statements Provided
$100 Minimum to Open
Monthly service charge of $10.00 if balance falls below $2,500 during statement cycle
$5.00 Charge per check over three per month
$2.00 Charge per withdrawal over six per month

BUSINESS INVESTMENT SAVINGS
Higher competitive interest rates paid on "Tiered Balances."
  • Quarterly Statements
  • Free Online Banking Available
  • Interest Compounded Daily, Credited Quarterly
  • No Charges for Withdrawals
  • Six Withdrawals or Transfers Allowed per Month
$100 Minimum to Open
Monthly service charge of $10.00 if balance falls below $10,000 during statement cycle

BUSINESS SAVINGS
  • Earn Competitive Interest Rates
  • Free Online Banking Available
  • Interest Compounded Daily, Paid Monthly
  • Monthly Statements Provided
  • Six Withdrawals or Transfers Allowed per Month
$100 Minimum to Open
Monthly Service Charge of $10.00 if balance falls below $1,000 during statement cycle
$2.00 Charge per withdrawal over six per month

*Items include: Deposited Items/Deposits/Credits; Checks/Debits

First Community Bank of America primarily services the Tampa Bay area and Charlotte County and reserves the right to restrict its deposits and lending to those areas. If you do not reside in our primary service areas, please contact us in the Tampa Bay area at (727) 548-9001 or in Port Charlotte at (941) 627-8550.