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Value Checking | Community Advantage Checking
Community Plus Checking | Community Elite Checking
Money Market Investment Account | Investment Savings | Statement Savings
Certificate of Deposit/Individual Retirement Account | CDARS
The perfect account for the person who wants hassle-free checking without charges or any minimum account balance requirement.
- Unlimited Check Writing
- No Minimum Monthly Balance Required
- Image Statement or eStatement
- FREE Internet Banking with Bill Payment
- ATM/Visa® Debit Card Available
$100 Minimum to Open
No Monthly Service Charge
Open a Community Advantage checking account and maintain an average daily balance of $2,000 in the following combination of accounts, and pay NO MONTHLY SERVICE CHARGE: Savings, Money Market, Certificate of Deposit, or Individual Retirement Account OR $10,000 outstanding balance on an installment loan or line of credit.
- Unlimited Check Writing
- Interest on Checking
- Higher Rates Paid on Tiered Balances
- Image Statement or eStatement
- Overdraft Protection
- FREE ATM or Debit Card
- FREE Internet Banking with Bill Payment
- FREE Safety Paper Checks or 50% Discount on other Wallet-Style Check
- .25% Discount on Installment Loans with Auto Debit
- 25% Discount on Safe Deposit Box (availability may vary by location)
- Rate Bump on CD Rates (excludes promotion rates)
- Visa® Platinum Cash Rewards with No Annual Fee
- Travel Rewards Card Available
$100 Minimum to Open
Monthly Service Charge of $12.00 if balance requirements are not maintained
Open a Community Plus checking account and maintain an average daily balance of $5,000 in the following combination of accounts, and pay NO MONTHLY SERVICE CHARGE: Savings, Money Market, Certificate of Deposit, or Individual Retirement Account OR $10,000 outstanding balance on an installment loan or line of credit.
- Unlimited Check Writing
- Interest on Checking
- Higher Rates Paid on Tiered Balances
- Image Statement or eStatement
- Overdraft Protection
- FREE ATM or Debit Card
- FREE Internet Banking with Bill Payment
- FREE Community Plus Wallet-Style Checks
- FREE Notary Service
- FREE Travelers Checks
- FREE Cashiers Checks
- FREE Money Orders
- 25% Discount on Safe Deposit Box (availability may vary by location)
- Rate Bump on CD Rates (excludes promotion rates)
- Visa® Platinum Cash Rewards with No Annual Fee
- Travel Rewards Card Available
$100 Minimum to Open
Monthly Service Charge of $10.00 if balance requirements are not maintained
Open a Community Elite checking account and maintain an average daily balance of $10,000 in the following combination of accounts, and pay NO MONTHLY SERVICE CHARGE: Savings, Money Market, Certificate of Deposit, or Individual Retirement Account OR $15,000 outstanding balance on an installment loan or line of credit.
- Unlimited Check Writing
- Interest on Checking
- Higher Rates Paid on Tiered Balances
- Image Statement or eStatement
- Overdraft Protection
- FREE ATM or Debit Card
- FREE Internet Banking with Bill Payment
- FREE "Elite" Wallet-Style Checks
- FREE 3x5 Safe Deposit Box (availability may vary by location)
- FREE Notary Service
- FREE Travelers Checks
- FREE Cashiers Checks
- FREE Money Orders
- .35% Discount on Installment Loans with Auto Debit
- Discount on Residential Mortgage Closing Costs
- Rate Bump on CD Rates (excludes promotion rates)
- Visa® Platinum Cash Rewards with No Annual Fee
- Travel Rewards Card Available
$100 Minimum to Open
Monthly Service Charge of $15.00 if balance requirements are not maintained
Earn interest on tiered balances with the convenience of limited check writing.
- Money Market Interest with a $2,500 Minimum Balance
- Higher Rates Paid on Tiered Balances
- FREE Internet Banking
- Six Withdrawals, three of which may be by check, allowed per statement cycle
- Monthly Statement with Imaged Copies of Cancelled Checks
$100 Minimum to Open
Monthly Service Charge of $10.00 if balance falls below $2,500 during statement cycle
$5.00 Charge per check over three during statement cycle
Higher competitive interest rates paid on "Tiered Balances."
- Quarterly Statements
- Interest Compounded Daily, Credited Quarterly
- Automatic Set-Up Available for Savings Plan from Checking or Money Market
- FREE Internet Banking
- No Charges for Withdrawals
- Limit of Six Withdrawals or Transfers Per Month
$100 Minimum to Open
Monthly Service Charge of $10.00 if balance falls below $10,000 during statement cycle
$2.00 Charge per withdrawal/transfer over six per month
No Monthly Service Charge if used for Individual Retirement Account (IRA)
For those who want flexibility with their savings.
- Quarterly Statements
- Interest Compounded Daily, Credited Quarterly
- Automatic Set-Up Available for Savings Plan from Checking or Money Market
- FREE Internet Banking
- Limit of Six Withdrawals or Transfers Per Month
$100 Minimum to Open
Monthly service charge of $3.00 if balance falls below $250 (waived for minor accounts)
$2.00 Charge per withdrawal/transfer over six per month
A wide variety of fixed rate, fixed term, deposit accounts are available to meet both short-term and long-term investment goals.
- $1,000 Minimum to Open
- Interest Compounded Daily, Credited Monthly
- Variable Payment Methods
- FREE Internet Banking
- FDIC Insured
A great place to invest your Individual Retirement Account (IRA)
Now you really CAN put all your eggs in one basket!
Enjoy the convenience of our new Certificate of Deposit Account Registry Service, which provides all the security of certificates of deposit without worries of exceeding the $100,000 FDIC-insured limitation. Through CDARS, we will place your funds with multiple FDIC-insured institutions, permitting you optimal FDIC insurance coverage. You will enjoy the simplicity of working with just one bank, one relationship. It's the perfect place for your nest egg - no matter how big it is. For more information, please call your local office.
(Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds by First Community Bank of America. Please read the agreement carefully before signing it. CDARS and Certificate of Deposit Account Registry are registered service marks of Promontory Interfinancial Network, LLC.)
First Community Bank of America primarily services the Tampa Bay area and Charlotte County and reserves the right to restrict its deposits and lending to those areas. If you do not reside in our primary service areas, please contact us in the Tampa Bay area at (727) 548-9001 or in Port Charlotte at (941) 627-8550.
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